Purchasing a home is a costly endeavour, and you never know when a disastrous problem might arise. For that reason, insuring your property is a smart financial move.
But how do you know you’re getting a comprehensive policy for a fair price?
Overvalue the cost of insurance, and your expenses will be higher than necessary. Do the opposite, and you might find your policy is of no value when something goes wrong.
At Novello Chartered Surveyors, we’re a modern team of property experts with a mission to provide London residents with the most convenient, best-value and efficient valuation and surveying services as possible.
We can inspect your home whenever it best suits you to provide a comprehensive and accurate insurance reinstatement assessment that could help you save money and protect the condition of your home.
Moreover, we always work independently. You can feel confident that we prioritise your best interests while complying with stringent RICS guidelines and legal processes.
Call us, and we’ll tell you more about how our Insurance reinstatement cost assessments can benefit you in more ways than one.
Some people think that insurers calculate their premiums based on a home’s value. Actually, most insurers base their fees on the estimated cost of reinstating a property in the case it sustains substantial damage on a particular date.
Essentially, our reports let your insurer know how much it would cost to rebuild your home in the event of a disaster. This is the figure your policy provider will use to calculate your premium.
Primarily, we produce valuations to help our clients get a fair deal on home insurance. Sometimes, it’s not all about minimising your premium. It’s more about making sure you pay the right price for a policy that provides all the coverage you require.
While there are a range of tools available online to help you determine your insurance reinstatement costs, it’s worth remembering that they’re often unreliable or out of date.
Don’t pay too much or too little for home insurance
Avoid paying additional fees for cover you don’t need or settling for a cheap policy that could prove useless.
Be prepared for anything the future holds
You never know when a costly problem might arise in your property. Purchase the right insurance policy, and you’ll be prepared for any situation.
Reduce the risk of errors
Efficiency and accuracy are two of our core values. We’ll produce an accurate, error-free report in no time so that you can get covered without delay.
We can provide timely valuations in just a few days from as little as a few hundred pounds. At the minimum, we could help you save a small fortune on your insurance policy. We may end up saving you tens of thousands in the event you need to make a claim.
If you want to make sure you’re prepared to face any disaster without the risk of financial ruin, learn more about our Insurance reinstatement cost assessments. Chat with us online or call us today.